Green Car Insurance – A Good Idea?

Green car insurance is a subject that is cropping up more regularly than ever in the UK.

As concerns over global warming continue to grow, companies in all sectors of business are looking at how they can reduce the damage they cause the environment.

The car insurance market is no exception; but is green car insurance a good idea?

This type of policy works by providing funds to environmental projects that offset the carbon emissions you produce when driving. At first glance taking out a green motor insurance policy seems to be an interesting proposition and will certainly appeal to the environmentally conscious.

As the wave of environmental anxiety continues to wash over the world a new range of green car insurance companies have sprung up offering motorists the opportunity to play their part in helping remedy the situation. Let’s take a look at some of them.

Green Car Insurance Companies

eGreen Insurance – when you take out a green car insurance policy with egreeninsurance they will take £25 from your premium and buy half an acre of rainforest. This prevents the land from being destroyed and helps combat climate change by offsetting the CO2 emissions produced by your car.

The Green Car Insurance Company – this environmentally friendly insurer runs a programme to offset 100% of your car’s carbon emissions with projects that include planting new forests in Scotland.

ibuyeco – their 100% carbon neutral insurance works with environmentally friendly projects to save 1kg of emissions for every 1kg of CO2 produced by your vehicle. To achieve this they work with renewable energy and landfill projects all over the world.

More Th>n – a slightly different take on green car insurance. The More Th>n Green Wheels policy helps its customers to develop a greener driving style. As a policy holder you are given access to information on your braking and accelerating rates, the number of short journeies made and more to help you become more environmentally aware when driving.

So if you are considering taking out a green car insurance policy there are certainly several options to choose from. However, we still need to answer the question of whether or not it’s a good idea.

The main plus point of green cover is clear, help combat global warming by offsetting your carbon emissions. In isolation this sounds great but there are several other factors to consider.

The most important factor is whether or not your policy offers the level of protection you need and for many people cost is a very close second.

In order for a green car insurance policy to be a viable option it has to meet these two main criteria; provide you with the right level of cover at an affordable price.

If green car insurance appeals to you it is well worth comparing the policies and premiums available against those of the more traditional insurers. While it’s great to help the environment it is still essential to get quality cover at a competitive price.

A final point to remember is that a green car insurance policy isn’t the only way motorists can help the environment. If you find cheaper cover while switching to a new insurance provider you could always consider donating the money saved directly to programmes designed to combat the effects of carbon emissions.