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The world of car insurance can be a complicated one. So I thought I’d share the best resources I’ve found to help you navigate the car insu...
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by Smith James Every car owner must think about having a car insurance. For many people, the price may be a cause of concern. But then not ...
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Cheap car insurance tips By Chris Rowland
Saving money is something we look for in all areas of life and is especially relevant when it comes to car insurance. In fact many of us will spend hour upon hour searching for a good deal when renewal time comes round (yet again).
You may be surprised to hear there are some pretty simple ways to shave a bit off your policy this year.
Obviously shopping around will allow us to find the most competitively priced policy and there are many websites that now provide this service as a one stop solution. You may be surprised to hear that there are some of us who still accept the renewal price of their existing insurer rather than spend time looking for a cheaper quote. Believe me it really is worth the effort. You could quite easily shave off over £100 on the average policy.
It is important to consider a policy on its merit as well as price as you could be losing out on vital cover if you're not too careful.
Another way to secure cheap car insurance is to pay up front for the policy - if you can afford to. Paying by monthly instalments may appear to be the cheaper option but many insurers will charge interest on the payments (as much as 25% APR in some cases) and this could negate any saving you've made on the policy.
If you really cannot afford to pay the premium as a lump sum you could consider taking out a 0% interest card. It is important to remember that this is only effective if you intend to pay the amount off within the interest free period.
In certain circumstances adding a second driver to the policy can help bring the price down, for example one of your parents or your spouse. Be careful you state the true main driver of the vehicle as knowingly supplying the insurance company with false information could void the policy.
Other easy way's to save money include the following; parking your vehicle off the road (in a locked garage if possible), fitting an alarm or immobiliser if you don't already have one (if your insurer does not list you as having one and this is incorrect be sure to inform them). Believe it or not keeping your annual mileage low will save you money too.
Consider adding breakdown cover to the policy if offered by the insurer, this could save you lot's of money in the long run and is usually quite cost effective considering the peace of mind it delivers.
If purchasing a used car vehicle checks can save you a lot of money as they will show if the mileage is genuine and whether the vehicle has been in an accident or stolen/damaged. Finding this out at a later date could prove very costly as your vehicle may be considered unroadworthy.
Above all allow yourself plenty of time (usually a couple of weeks before your cover expires) to search for a new policy and you should have a pleasant surprise when you compare it with your renewal quote.
http://phorcys.goarticles.com/cgi-bin/showa.cgi?C=674228
READ MORE - Cheap car insurance tips By Chris Rowland
You may be surprised to hear there are some pretty simple ways to shave a bit off your policy this year.
Obviously shopping around will allow us to find the most competitively priced policy and there are many websites that now provide this service as a one stop solution. You may be surprised to hear that there are some of us who still accept the renewal price of their existing insurer rather than spend time looking for a cheaper quote. Believe me it really is worth the effort. You could quite easily shave off over £100 on the average policy.
It is important to consider a policy on its merit as well as price as you could be losing out on vital cover if you're not too careful.
Another way to secure cheap car insurance is to pay up front for the policy - if you can afford to. Paying by monthly instalments may appear to be the cheaper option but many insurers will charge interest on the payments (as much as 25% APR in some cases) and this could negate any saving you've made on the policy.
If you really cannot afford to pay the premium as a lump sum you could consider taking out a 0% interest card. It is important to remember that this is only effective if you intend to pay the amount off within the interest free period.
In certain circumstances adding a second driver to the policy can help bring the price down, for example one of your parents or your spouse. Be careful you state the true main driver of the vehicle as knowingly supplying the insurance company with false information could void the policy.
Other easy way's to save money include the following; parking your vehicle off the road (in a locked garage if possible), fitting an alarm or immobiliser if you don't already have one (if your insurer does not list you as having one and this is incorrect be sure to inform them). Believe it or not keeping your annual mileage low will save you money too.
Consider adding breakdown cover to the policy if offered by the insurer, this could save you lot's of money in the long run and is usually quite cost effective considering the peace of mind it delivers.
If purchasing a used car vehicle checks can save you a lot of money as they will show if the mileage is genuine and whether the vehicle has been in an accident or stolen/damaged. Finding this out at a later date could prove very costly as your vehicle may be considered unroadworthy.
Above all allow yourself plenty of time (usually a couple of weeks before your cover expires) to search for a new policy and you should have a pleasant surprise when you compare it with your renewal quote.
http://phorcys.goarticles.com/cgi-bin/showa.cgi?C=674228
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READ MORE - JCNA 2010 Western States Meet
JCNA 2010 Western States Meet
The LA Jaguar Club of North America (JCNA) http://www.jcna.com/ hosted the 2010 Western States Meet in Santa Maria July 26th-30th. The Historic Santa Maria Inn made for an amazing home base for the week http://www.santamariainn.com/. I had the opportunity to be a part of all the festivities. The LA club made sure to keep all 200 participants from all over the United States, Canada and Europe busy for all 5 days.
They kicked things off right with a wonderful arrival reception full of good food and great people. No time was wasted. Tuesday was spent in a beautiful park with 94 Jaguars on display for the Concours (See pictures below) and ended with the awards dinner at the Historic Santa Maria Inn. I was very excited for Wednesday, which started with a spectacular tour up to the Hearst Castle and dinner at the Ventana Grill overlooking the water in Pismo Beach. On Thursday we all spent most of the day in an empty parking lot for Slalom racing (See the JCNA Western States - Slalom Racing blog http://hagertyblog.blogspot.com/2010/05/jcna-western-states-slalom-racing.html for videos.) Keeping with the theme of the week, Thursday night we dined Old Hollywood style at the Santa Maria Inn. Guests showed up as their favorite "Old Hollywood" actor who may or may not have actually spent the night at the same hotel. The JCNA members sure know how to have a good time. To wrap-up the week, Friday morning was the farewell breakfast. I think I am still tired from this crazy week!
A special thanks to all of my new friends and the JCNA for allowing me to be a part of their 2010 Western States Meet. I hope to be a part of the 2012 meet in Las Vegas!
Pictures from the Concours....
They kicked things off right with a wonderful arrival reception full of good food and great people. No time was wasted. Tuesday was spent in a beautiful park with 94 Jaguars on display for the Concours (See pictures below) and ended with the awards dinner at the Historic Santa Maria Inn. I was very excited for Wednesday, which started with a spectacular tour up to the Hearst Castle and dinner at the Ventana Grill overlooking the water in Pismo Beach. On Thursday we all spent most of the day in an empty parking lot for Slalom racing (See the JCNA Western States - Slalom Racing blog http://hagertyblog.blogspot.com/2010/05/jcna-western-states-slalom-racing.html for videos.) Keeping with the theme of the week, Thursday night we dined Old Hollywood style at the Santa Maria Inn. Guests showed up as their favorite "Old Hollywood" actor who may or may not have actually spent the night at the same hotel. The JCNA members sure know how to have a good time. To wrap-up the week, Friday morning was the farewell breakfast. I think I am still tired from this crazy week!
A special thanks to all of my new friends and the JCNA for allowing me to be a part of their 2010 Western States Meet. I hope to be a part of the 2012 meet in Las Vegas!
Pictures from the Concours....
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